The business provides consulting services (risk management) to subcontractors when sued by developers and/or homeowners associations relating to construction defects of residential home building. The business services include insurance coverage analysis, civil liability and exposure to the contractor as a result of the clients work on the project directing the defense of the contractor through the course of civil litigation. The business has clients in Caifornia, Nevada, and Arizona that include mid level to large subcontractors such as: framers, finished carpenters, concrete subcontractors, landscapers and roofers.