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COMING SOON SAGINAW, MI Phone: (800) 377-8722 Fax:
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Financing Options

Contact VR Business Brokers (800) 377-8722

You need money to buy and grow a business! Capital can come from many sources, including personal savings, However, borrowing money from a commercial lender,  SBA, and/or seller financing are all options to consider, as is raising equity capital from an investor. VR Business Brokers has many resources available to help guide you.

The epidemic of corporate downsizing has made business ownership a more attractive proposition than ever before. As increasing numbers of prospective buyers embark on the process of becoming independent business owners, many voice a common concern:

How do I finance the acquisition?

Buyer's Personal Equity: In most small and mid-side business acquisitions this a key element. Anywhere from 20% to 50% of capital needed to purchase a business comes from the buyer.

Seller Financing: One of the simplest and best ways to finance the acquisition of a business is to work closely with the seller. The terms offered by sellers are usually more flexible and more agreeable to the buyer than those from a third-party.

SBA Financing: 
SBA Financing offers buyers attractive loan terms and interest rates, while eliminating or reducing the need for the seller to carry a note. This means a lower down payment and lower debt service for the buyer, which translates into more net income for the buyer. Both of these facts make SBA financing attractive.

Value Representation by your VR Intermediary will include exploring these and other types of favorable financing options available to you as a qualified buyer. During the buyer qualification process, VR will council you and help manage your expectations once an offer is accepted by the seller.
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