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VR Corporate

Office Info

ASPEN, CO

400 West Main Street Suite 110 Aspen, CO 81611 Phone: (970) 429-8220 Fax:
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Business For Sale Alert

Financing Options

Contact VR Business Brokers (970) 429-8220

 
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VR Business Brokers in Aspen, Colorado helps arrange financing for buyers of businesses that we have for sale. VR works closely with some of the nation’s top lenders who arrange financing either in-house, through a 401k rollover which allows the buyer to use their retirement funds to buy a business, or through a U.S. Small Business (SBA) loan guarantee program. Business acquisition loans can range from as little as $150,000 to as much as $5 million and more.

For example, one of VR Aspen's lending partners is Guidant Financial, www.guidantfinancial.com. Guidant has shared with us an online pre-qualification tool to help prospective buyers understand how big a business they can afford, as well as which type of acquisition financing might best suit their needs. Guidant specializes in tapping buyers’ 401k assets in order to purchase a business, as well as offers SBA loans and unsecured lines of credit. Click here to take advantage of Guidant’s quick pre-qualification tool: https://www.guidantfinancial.com/new-partner/johnhornblower/.

In some cases, bank financing is not possible. This typically happens when a business has gone through a rough patch and doesn't qualify for SBA financing.  When a buyer is interested in such a business because of the business' growth potential or for synergistic reasons, we will help arrange for the seller to loan the buyer part of the acquisition price.  This is known as "seller financing" or "seller carry-back" and typically has a relatively short repayment term, two to five years.  The payback term is long enough for the business to grow in profitability under new ownership and management and then become qualified for traditional bank financing.  And it is short enough to give the seller confidence that they will be paid in full in a reasonable period of time.  

Another financing option is to link the purchase price to the performance of the business after it changes hands.  This option is known as an "Earn-Out" and typically requires that the seller remain involved in the business to a certain extent for a period of time to help ensure the business' success under new ownership and management.  VR Aspen has facilitated a number of successful acquisitions that have required an earn-out component.
 
Please contact us at 970 429-8220 or at john@vraspen.com to discuss financing options.  We look forward to helping you.
 
  • (970) 429-8220
  • 400 West Main Street Suite 110 Aspen, CO 81611

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