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VR Corporate

Office Info

DES MOINES, IA

2203 Grand Avenue Suite 104 DES MOINES, IA 50312 Phone: (515) 393-4404 Fax:
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Business For Sale Alert

Financing Options

Contact VR Business Brokers (515) 393-4404


Grey's Lake Park
The epidemic of corporate downsizing has made business ownership a more attractive proposition than ever before. As increasing numbers of prospective buyers embark on the process of becoming independent business owners, many voices a common concern - How do I finance the acquisition?


Buyer's Personal Equity: In most small and mid-size business acquisitions this a key element. Anywhere from 20% to 50% of capital is needed to purchase a business comes from the buyer.

Seller Financing: One of the simplest and best ways to finance the acquisition of a business is to work closely with the seller. The terms offered by sellers are usually more flexible and more agreeable to the buyer than those from a third-party. A few advantages of seller financing are:
  • Lower interest rate.
  • Higher down payment.
  • Simple credit checks.
  • Short approval process.
  • Business as collateral.
  • Greater seller commitment to your success.
  • Seller is a resource.
SBA Financing: SBA Financing offers buyers attractive loan terms and interest rates while eliminating or reducing the need for the seller to carry a note. This means a lower down payment and lower debt service for the buyer, which translates into more net income for the buyer. Both of these factors make SBA financing attractive.

Your VR Intermediary will include exploring these and other types of favorable financing options available to you as a qualified buyer. During the buyer qualification process. VR will advise you and help manage your expectations once an offer is accepted by the seller.
 
Financing Pre-Qualification Tool
  • (515) 393-4404
  • 2203 Grand Avenue Suite 104 DES MOINES, IA 50312

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