Financing Options

Leveraged Acquisitions & Buyouts
From $2 Million to $20 Million.  The acquisition of another company using a significant amount of borrowed money to meet the cost of acquisition. Often, the assets of the company being acquired are used as collateral for the loans in addition to the assets of the acquiring company. The purpose of leveraged buyouts is to allow companies to make large acquisitions without having to commit a lot of capital.

Commercial Real Estate Loans
Real Estate Loans may be used to acquire commercial real estate for investment and owner occupied purposes.  Loans from $1 Million to $25 Million, LTVs as high as 90%, Recourse & Non-recourse, flexible underwriting, & fast approvals.

Mezzanine Financing
From $500,000 to $5 Million.  Mezzanine Financing is a hybrid form of capital fitting somewhere between senior bank debt and equity on the balance sheet.  Structurally, it is “junior debt” and is typically used to fund growth opportunities such as expansions, new plant equipment, & acquisitions. Terms tend to range from 3-5 years for repayment and generally require interest only payments. 

Asset Based Lending
From $200,000 to $10 Million.  Asset-based loans are secured by a company’s accounts receivable, inventory, equipment, and/or real estate.  As an alternative to traditional bank lending, asset-based loans are used for working capital, acquisitions, turnaround financing, capital expenditures, buyouts and restructuring.

Equipment Leasing
A business equipment lease provides you with the means to acquire equipment without tying up your cash reserves or working capital. Best of all, an equipment lease allows you to realize all the benefits of equipment use without the burdens associated with equipment ownership. Certain lease structures can also potentially provide your business with tax and accounting benefits.

Small Business Financing (SBA)
Up to $2 Million.  SBA Loans are designed for small businesses when alternative channels for financing are not available.  While the loans are provided by the private sector, (approved lenders) SBA loans are guaranteed by the US government.  SBA financing can be used to acquire real estate, machinery, equipment, and expansion of the business.

VR is the most successful company in the world at selling and buying businesses.