This is an independent P&C insurance agency on track to pass $270,000 in gross commissions in 2009 including both consumer and commercial lines. Auto carriers include Progressive, Mercury, Bristol West, 21st Century (AIG); GMAC/Integon, Ocean Harbor, Gainsco, Responsive Auto, Equity Ins, Windhaven Ins., Cornerstone National, and Landmark One. Property carriers include Citizens, Federated National, Universal Property & Casualty, and Northern Capital. Loss ratios below 48% and persistancy rates above 90%!